Americans have this type of property insurance – the second for the collected insurance premium, second only to car insurance. The total premium collection for 1997 (later data is not yet available) was $ 29.14 billion. In the US, insurance policies have a high degree of unification for insured risks. Across the country (except for […]

Mutual insurance is an organizational and legal form of insurance, the essence of which is the combination of individuals or legal entities in mutual insurance societies to protect their property interests. At the same time, each policyholder becomes simultaneously a participant in such a society, which is an organization of a non-commercial type, since it […]